Solar Quote Review (Free) | Avoid $8K–$25K Mistakes | whatissolar.com
Solar quote checker · Santa Clarita · Simi Valley · Thousand Oaks

Most Solar Quotes Are
Built Wrong.

And it costs homeowners thousands.

Most California homeowners overpay $8,000–$25,000 without realizing it. I review your quote and tell you exactly what's wrong — or if it's worth signing. Free. The installer pays my fee.

Once you sign, you're locked into a 20–25 year contract. Fixing a bad deal after that is almost impossible.

Installers compete for your project. I decide who wins.

Takes 30 seconds. Just send:
Your bill or your quote PDF — that's all I need.
Text Me Your Bill or Quote →

If your quote is solid, I'll tell you to take it. No pitch.

Or call (213) 588-6506

$8,400 in hidden fees on one Simi Valley quote this week. Same system — $22,000 difference over the life of the loan.

6 years inside California's solar industry · CSLB #HIS 126574 · Independent
100+
quotes reviewed across SoCal
6 yrs
inside California's solar industry
Solar buyer's agent · SoCal

NEM 3.0 changed solar math. If your quote isn't built for it, you'll feel it every month. Installer backlogs are running 6–10 weeks — the window to get ahead of summer is closing.

What they don't include
in your solar quote.

Three things that determine whether solar actually saves you money. All three are routinely left out of standard proposals.

01

Dealer fees — the silent markup

Solar loans carry dealer fees: a markup the installer charges the financing company, rolled directly into your loan principal. On a typical SoCal install, that's $8,000–$14,000 added to what you're financing — before interest. Most proposals never show this line.

02

Wrong system size → you still pay SCE

Systems sized to hit a payment target — not your actual usage — leave gaps. EV charging, a pool pump, working from home. Miss any of these and you're left with a solar payment and an SCE bill. Under NEM 3.0 that combination is expensive every single month.

03

Battery mistakes → buying your own power back at 10x

SCE pays $0.07/kWh for solar you export. Then charges you $0.74/kWh at peak when you need it back. A battery sized or configured incorrectly means you're selling cheap and buying expensive — every day. Most quotes don't model this gap.

If you already have a solar quote —
this is exactly for you.

You have a proposal in hand

One or more quotes from an installer. You're weighing your options but something feels off — or you just want to be sure before you commit.

You're close to signing — but not 100% sure

The rep is following up. There's an expiry on the deal. You're feeling pressure to commit to a 25-year contract you're not fully confident in.

You haven't talked to anyone yet

Even better. I'll shop installers on your behalf before you're in any sales process — so you never give up negotiating leverage to begin with.

When you buy a home, your buyer's agent negotiates hard for you — and the seller pays their commission. You paid nothing for expert representation on a major financial decision.

Solar works the same way now. I negotiate with installers on your behalf. I find the best deal in the market. I get paid by the installer after your system is installed and financed, from their existing customer acquisition budget.

Real estate buyer's agent

Shops homes. Negotiates price. Works for the buyer. Paid by the seller. You pay nothing.

Solar buyer's agent (me)

Shops installers. Negotiates deal. Works for the homeowner. Paid by the installer. You pay nothing.

The key difference between me and every other solar referral site: I choose which installer wins the job. Not them. They earn my referral by giving you the best deal. Not the other way around. That's why my loyalty is structurally yours.

I get paid the same amount regardless of which installer you choose. My job is to find you the best deal — not push a specific company. If no deal is worth signing, I'll tell you that too.

Ernestas — Solar Buyer's Agent, Santa Clarita CA
CSLB #HIS 126574 — required by CA law to receive installer referral fees
In the industry since 2019
Independent. Not affiliated with any installer.
Santa Clarita · Simi Valley · Thousand Oaks

I spent 6 years learning how solar companies make money.
I left to make sure homeowners keep it instead.

I started in California solar in 2019 — door to door, then closing, then training sales teams at some of the state's largest installers. I know how quotes get built. I know which loan products carry hidden dealer fees. I know which financing structures look clean on paper but cost you thousands over time.

I know which installers in Santa Clarita, Simi Valley, and Thousand Oaks do clean installs and stand behind their work — and which ones you'll be fighting for service two years later.

I'm licensed, independent, and not affiliated with any installer. My fee comes from the installer after your system is running. Which means I have one job: get you a deal worth signing.

"In six years I've seen every tactic in the book. I left because I got tired of watching homeowners overpay. Now I make sure they don't."
Ernestas, whatissolar.com

Every quote I've reviewed had one of these.
Most had both.

The hidden dealer fee

Solar loan dealer fees are a markup installers charge financing companies, rolled silently into your loan amount. Most homeowners never see this line item. It inflates your total cost before interest is even calculated.

$40K system + 25% dealer fee = you're financing $50K

The PPA escalator trap

Power Purchase Agreements with 2–3% annual escalators sound manageable in year one. Over 20 years, what starts at $0.18/kWh becomes $0.32/kWh, often higher than grid rates. Most reps don't run this math in front of you.

2% annual escalator over 20 years = +48% on your rate

John waited 3 years for a solar deal
that actually made sense.

Every rep he spoke to was at the surface level. Here's exactly what they all missed.

John had been shopping solar for three years. He wasn't a naive buyer. He'd researched rates, incentives, and system sizing in depth. But every sales rep he met operated at the surface level. Generic pitch, generic numbers, no real expertise. He kept walking away. Not because he didn't want solar. Because nobody earned his trust.

Every quote John received had dealer fees baked into the loan — a hidden markup that solar companies charge financing partners, quietly inflating his loan amount. Most homeowners never see this line. Most reps never mention it. On a system his size, it represented tens of thousands of dollars in extra financing he never agreed to.

Other quotes
20–30%
hidden dealer fee
John's deal
$0
dealer fee

I structured John's financing with $0 dealer fee: a 25-year loan at 7.99% with no prepayment penalty. His monthly payment came in lower than any quote he'd received before — on a loan that was actually clean. No hidden markup. No inflated principal. The same system. A completely different deal.

Three years of walking away. One conversation that changed the math completely. A monthly payment he'd never been shown before — on a loan that was actually clean. Three years later, still a happy client.

"Every rep I spoke to was at the surface level. Ernestas was the first person who actually went deep. The deal I got was nothing like what anyone else showed me."

John · Santa Clarita, CA · Client since 2022

This is where most people overpay. Want me to check yours before you sign?

Text Me Your Quote Before You Sign →

Same-day review · No obligation · Installer pays my fee

The market shifted.
Most quotes didn't.

Three things changed in California solar. Four mistakes that show up in almost every quote I review.

01

Export rates dropped ~75%

SCE pays $0.07/kWh for solar you export to the grid. Storing it in a battery is now the only way the math works. Most quotes still treat batteries as optional.

02

Batteries matter more than panels

Battery sizing is now the single most important decision in any California solar install. SCE charges $0.74/kWh at peak. That's a 10x gap versus the $0.07 export rate.

03

The federal tax credit is gone

The 30% residential credit expired December 31, 2025. Cheapest quote in 2026 is almost never the right one. Strategy matters more than price now.

Hidden dealer fees

A 25% dealer fee on a $40K system means you're financing $50,000. On a 25-year loan at 7.99%, you're paying roughly $15,000 in extra interest over the life of the loan. On markup you never saw.

Battery sizing under NEM 3.0

SCE pays $0.07/kWh for solar you export. Charges $0.74/kWh at peak when you need it back. That 10x gap means battery sizing is the most valuable decision in the entire install. Most quotes get it wrong.

New financing structures

Installers are pushing 6th-year transfer PPAs, prepaid leases, and new loan structures everywhere. Some are legitimate. Most homeowners can't tell which without someone independent checking the math before they sign.

Sized for payment, not usage

Most common pattern: system sized to hit a low monthly payment. EV charging, pool pump, working from home. None of it in the calculation. The result: low solar payment, plus a high SCE bill on top every month.

Here's exactly what to expect.
Usually resolved same day.

1

Text me first

Before you talk to a single installer. Your address, your average bill, whether you want battery backup. That's all I need to start shopping the market for you.

2

I shop the market

I go to my vetted installer network. Competing bids. Dealer fees negotiated to zero. Full eligibility checked: NEM 3.0 impact, rate plan optimization, utility incentives. I build your Solar Buyer's Report.

3

You choose

I present 2–3 clean options in plain English. Best price. Best installer. Best financing. You decide. No pressure. No follow-up calls from salespeople. If none are right, I'll tell you that too.

What you receive

The Solar Buyer's Report: a written comparison of vetted installer bids, your full rate plan and rebate eligibility analysis, a financing breakdown with dealer fee disclosed, and a plain-English recommendation on what to sign, what to negotiate, or whether to walk away.

Does this sound like you?

EV owner with a high bill

On SCE's TOU-D-PRIME plan, peak rates can reach 74¢/kWh, right when you get home and charge. The right setup brings charging cost to nearly $0.01/mile. The wrong setup doesn't touch it.

Pool owner with summer bills

A pool pump during SCE peak hours adds $87–174/month before AC or EV charging. High-consumption homes are exactly where solar math works, but only when sized correctly.

Already talking to installers

If you're already in conversations with solar companies in Santa Clarita, Simi Valley, or Thousand Oaks: stop before you sign. Send me what you have. I'll tell you if it's solid, fixable, or worth letting me shop it fresh.

Sound familiar? Text me before you sign anything.

Three situations. Three different outcomes.

I've reviewed 100+ quotes across Southern California. Most have at least one major issue. Here are three that show what that looks like in practice.

Maria
Simi Valley, CA · SCE customer
Dealer fee eliminated

Two quotes in hand, both with dealer fees baked in. Neither rep had disclosed them. I reviewed the financing, flagged $8,400 in hidden markup across the two proposals, and negotiated it to zero with a third installer who delivered the same equipment at a lower monthly payment.

Hidden markup found
$8,400
Dealer fee after negotiation
$0
Monthly payment delta
−$74/mo
25-yr interest saved
~$22K
Alex
Santa Clarita, CA · SCE customer
Quote review

Summer bills hitting $950/month. Another installer quoted a PPA at $0.25/kWh. Wrong structure for his usage profile. His roof was ideal for solar: large, unshaded, pure southern exposure. Nobody had run the right numbers.

Previous summer bill
$950/mo
SCE bill after solar
$30–50
Other installer quoted
$0.25/kWh
Rate secured
$0.215/kWh

"I didn't believe it would work until I got my first bill after solar. Glad I listened."

Daniel
Thousand Oaks, CA · SCE customer
Quote confusion resolved

Five quotes. More confused after each one. Some were artificially small to hit a low payment, others pushed cash regardless of fit. Nobody explained what 2026 actually means for a home like his. One clear recommendation resolved everything.

Previous effective rate
$0.40/kWh
PPA rate secured
$0.22/kWh
System size
13kW
Usage offset
120%

Results vary based on home size, roof, utility, usage profile, and financing structure. Examples reflect real outcomes from reviewed quotes.

Honest gut check.

If you're on the left, this will help you. If you're on the right, it probably won't.

✓ Text me if
Your electric bill is $250 or more per month
You want someone to shop installers on your behalf before you talk to anyone
You already have quotes and want to know if they're competitive
You want to know if your rate plan is costing you money even with solar
You're a Spanish-speaking homeowner who wants someone working for you, not the installer
✕ Don't contact me if
You only want the absolute cheapest price regardless of structure or quality
Your bill is too low for solar to make financial sense yet
You want a high-pressure sales experience instead of straight advice
You already signed and only want reassurance it was the right call

What does your electric bill
turn into over 10 years?

A fast way to see why doing nothing is also an expensive decision.

Move the slider to match your average monthly bill. This estimate assumes utility costs rise by 6% per year, in line with SCE's documented rate increase history since 2020.

Monthly electric bill
$313
Next 12 months
$3,990
Approximate utility spend next year at 6% increase.
10-year utility spend
$49,800
Estimated cumulative total if rates keep rising.

Short answers to the big questions.

How do you get paid, and won't that bias your recommendation? +
I work like a real estate buyer's agent. The installer pays my fee from their standard customer acquisition budget after your system is installed and financed. You pay nothing upfront or at any point. The key structural difference: I choose which installer wins the job, not them. They earn my referral by giving you the best deal. If no installer gives you a deal worth signing, I'll tell you that too. And I've done it before.
Is the federal solar tax credit really gone in 2026? +
Yes, for direct purchases. The 30% residential credit expired December 31, 2025. PPAs and prepaid leases still access a commercial version, which is why they're being pushed hard right now by installers. Whether that structure makes sense for your home specifically is exactly what I figure out.
Is solar still worth it in California in 2026? +
For high-consumption homes: EV owners, pool owners, large families — often yes, strongly. The math changed under NEM 3.0: battery strategy matters more than panels now, and the cheapest quote is almost never the right one. Whether it works for your specific home is what I determine before you talk to a single installer.
What should I text you? +
Your address and average monthly bill is enough to start. A photo of your utility bill works perfectly. If you already have quotes, send those too. If you're in Santa Clarita, Simi Valley, or Thousand Oaks I already know the installer landscape in your area. I can usually tell you within a few hours whether what you've been shown is competitive.
What if my quote is already good? +
Then I'll tell you to sign it. The point isn't to find something wrong. The point is to make sure nothing is hidden before you commit to a 20–25 year agreement. If your deal is genuinely the best available, you'll know that with confidence, rather than just hoping it is.
What's wrong with just getting multiple quotes yourself? +
More quotes create more confusion, not less. A homeowner in Thousand Oaks had five: all different systems, different structures, wildly different prices. He had no idea which was good because each rep was selling a different story. You need someone to read them all, tell you what they actually mean, and negotiate on your behalf — not just compare them.
What is TOU-D-PRIME and do I need to know about it? +
SCE's rate plan for EV owners, solar customers, and battery owners. New installations after April 2023 are automatically placed on it. Most homeowners don't know this happened. The wrong plan costs hundreds per year even with a well-designed system. It's one of the first things I check in any review.
How quickly do you respond? +
Most responses within 90 minutes. Same day for all messages. If your situation is complex I'll let you know upfront how long a thorough review will take. I'd rather give you a real answer than a fast one.
Do you offer Spanish-language service? +
Yes. Text me in Spanish and I'll respond in Spanish. Spanish-speaking homeowners in Santa Clarita, Simi Valley, and Thousand Oaks are some of the most aggressively targeted by solar companies — and some of the most underserved when it comes to honest, independent advice. That's exactly what I'm here for.
Do you work with quotes from any installer? +
Yes. I review quotes from any California solar installer: Sunrun, Tesla, SunPower, local companies, whoever you've been talking to. I have no exclusive relationships that would bias my review. If your quote is genuinely good I'll tell you regardless of who wrote it.

One text. I'll tell you if your
deal is worth signing.

No obligation. I'll tell you what your home qualifies for, what the market rate is in your area, and whether solar makes financial sense right now. If it doesn't, I'll tell you that too.

No upfront cost. Ever.
Installer pays my fee after install
Santa Clarita · Simi Valley · Thousand Oaks
CSLB Licensed · Independent
Responses within 90 min
¿Hablas español? Te respondo.

Or call (213) 588-6506

Broker Fee Disclosure: What Is Solar operates as an independent solar buyer's agent. Market shopping and advisory services are provided at no charge to homeowners. A broker fee is received from the installing contractor after system installation and financing is complete — from their standard customer acquisition budget, at no additional cost to you. Installer selection is made independently based on bid quality, not fee size.

Results Disclaimer: Savings estimates and case study outcomes shown on this site reflect individual circumstances from real reviewed quotes. Results vary based on home size, roof condition, shading, utility rate plan, usage profile, and financing structure. No specific savings outcome is guaranteed.

Licensing: What Is Solar operates as an independent solar advisory service. CSLB Home Improvement Salesperson License #HIS 126574. We do not install solar systems and are not a licensed contractor.

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